PRACTICE AREAS
ASSOCIATIONS
SOCIAL MEDIA
Disability Insurance
Expert Disability Insurance Claim Lawyers Serving Santa Rosa.
Protecting your right to disability benefits after a denial. Our experienced attorneys navigate complex insurance policies and ERISA regulations.
Fighting for Your Disability Insurance Benefits
If you've had your long-term disability (LTD) or short-term disability (STD) insurance claim denied, you're likely facing significant financial hardship and uncertainty. At Johnston Law Office, we understand the devastating impact a denied disability claim can have, leaving you without the income you need when you are most vulnerable. Our experienced attorneys focus on helping individuals in Santa Rosa and throughout California navigate the complexities of disability insurance policies and the often-challenging tactics of insurance companies.
Insurance companies may deny legitimate disability claims for various reasons, often using complex policy language and interpretations to protect their own interests. They might argue that you don't meet their definition of "disabled," request excessive documentation, or conduct biased medical reviews. It's no secret that their goal is often to undervalue or deny benefits.
Johnston Law Office is well-versed in the complicated procedures and legalities of challenging a disability insurance claim denial. We know how insurance companies and benefit plans hide traps for the unwary. Whether your policy is governed by ERISA (Employee Retirement Income Security Act) or state-specific laws, we have the knowledge and experience to protect your rights and pursue the benefits you are entitled to.
We assist clients with all stages of the disability insurance claim process, including:
•
Initial Claim Review: Understanding your policy and the requirements for filing a successful claim.
•
Appeals Process: Navigating the often-strict deadlines and requirements for appealing a denied claim.
•
Negotiations with Insurance Companies: Aggressively advocating for your benefits and challenging wrongful denials.
•
Litigation: Representing you in state or federal court if necessary to fight for your disability benefits.
"Thank you SO much for believing in me and fighting for me tooth and nail!!!! I’m just so happy!! You did wonderfully!!!! So grateful!!!!! Thanks Richard."
- Email from client after prevailing in court.
We understand the stress and anxiety that come with a denied disability claim. Our commitment is to provide professional, civil, and businesslike representation. We will translate the legal jargon into clear, actionable steps, keeping you informed throughout the entire process.
Why Choose Johnston Law Office for Your Disability Claim?
•
Experienced Disability Attorneys: Our firm has a deep understanding of disability insurance law, including ERISA regulations.
•
Dedicated Advocacy: We are committed to standing up for your rights and fighting for the benefits you deserve.
•
Personalized Attention: We handle your case from beginning to end, providing tailored strategies and guidance.
•
Proven Results: Our client testimonials speak to our dedication and success in helping individuals secure their disability benefits.
"With what you have done for me, I consider that I have won; to know you went out of your way, on your own dime and continued pushing forward! Richard, DON’T EVER STOP FIGHTING FOR WHAT YOU BELIEVE IN, THIS SETS YOU APART FROM THE REST!"
- Email from client after court ruled against her.
Don't Give Up on Your Disability Benefits.
If your disability insurance claim has been denied, don't take the insurance company's word for it. It's crucial to consult with a lawyer who has the knowledge and resources to help you make the right decisions.
Contact Johnston Law Office today for a free, no-obligation case evaluation.
Disability insurers are creative, and they can come up with many convoluted reasons to deny or terminate your disability insurance claim. At Johnston Law Office we know how to address these issues, and make sure your rights are respected throughout the process of trying to reverse a denial or termination of disability insurance benefits. We fight for your rights to make sure you are fully covered for as long as you need it.
We are equipped to take on the biggest disability insurance companies in the industry, including UNUM, MetLife, Massachusetts Mutual, Northwestern Mutual, Prudential, CIGNA, LINA, Standard, Guardian, U.S. Life, Liberty Life, Liberty Mutual, Hartford, Lincoln, Aetna, Boston Mutual, Canada Life, CNA, Jefferson Pilot, Madison National, Minnesota Life, Mutual of Omaha, United of Omaha, Principal, Reliance Standard, Sun Life, Ameritas, Assurity, and many others. And, we are equally well-equipped to take on self-funded employer and union disability plans, as well as their third-party claims administrators like Corporate Benefit Administrators, Sedgwick CMS, UMR, and Crawford & Company.
