Protecting Your Employee Benefits and Fighting Denied Insurance Claims Nationwide

Employee benefits—like health, life, and disability coverage, along with pension benefits—are cornerstones of your financial and personal security. But they can also be a maze of legal complexities and potential pitfalls, especially in the aftermath of a denied benefit claim.


If you're struggling with a denied health, life, or disability insurance claim, or a rejected pension benefit, Johnston Law Office provides experienced legal support to navigate complex benefit plans and advocate for your financial and personal security. Let us translate the legal jargon and help you take clear, actionable steps. Whether you're facing an internal administrative appeal, federal-court litigation, or anything else, we are here to help.


At Johnston Law Office, we can enable you to confidently navigate this maze, maximizing your benefits and protecting your rights. Let us help you secure the benefits you deserve. Partner with us and safeguard your future today.

Your insurance or pension claim has been denied. You’re upset, worried, unsure about what to do.


If it’s a health insurance claim that’s been denied, you’re potentially on the hook for catastrophic medical bills.

If it’s a disability insurance claim that’s been denied, you’re facing the prospect of being both unable to work and without income.


If it’s a life insurance claim that’s been denied, you’re facing the prospect of carrying on without the financial support of, potentially, the primary breadwinner in your household.


If it’s a pension benefits claim that’s been denied, the financial security you thought you had earned through years of service suddenly disappears.


And this insurance or pension claim denial comes at a time when you’re least equipped to deal with—you’re

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recuperating, or disabled, or grieving the loss of a loved one, or suddenly scrambling to make ends meet.

Why Choose Johnston Law Office?•

Experienced Advocates for Your Rights: We specialize in employee benefits law, including health, life, disability, and pension claims. We know how insurance companies and pension plans operate and are well-versed in the procedures for challenging claim denials under state and federal law (ERISA).

Clear Guidance, Real Solutions: We translate complex legal matters into understandable steps, helping you confidently navigate the process of appealing a denied claim and maximizing your benefits.

Dedicated to Your Best Interests: Unlike insurance companies focused on their bottom line, our ultimate goal is to protect your rights and secure the benefits you have earned. We stand up for your rights professionally and with unwavering dedication. We handle your cases from beginning to end, advising you on the best strategy and your options under the law. If you find yourself on the receiving end of an insurance or pension claim denial, or cannot get any clear answers, we’re here to help.


And: we make it a point to do things right, professionally and in a civil and businesslike manner. If you retain our services you’ll be proud of your lawyer.


For a free consultation to see how we can help, contact our office today.

  Proven Results: Don't just take our word for it. See what our clients are saying:

“Thank you SO much for believing in me and fighting for me tooth and nail!!!! I’m just so happy!! You did wonderfully!!!! So grateful!!!!! Thanks Richard. As I said, everyone who has listened to the oral argument online has said what a brilliant job you did. I can only agree. I’m just glad good finally willed out.”
– Email from client after prevailing in court

“With what you have done for me, I consider that I have won; to know you went out of your way, on your own dime and continued pushing forward! Richard, DON’T EVER STOP FIGHTING FOR WHAT YOU BELIEVE IN, THIS SETS YOU APART FROM THE REST!”
– Email from client after court ruled against her

“It really was a pleasure to work with an attorney who was as well-prepared and thoughtful as yourself.”
– Retired judge statement to Richard Johnston after conducting mediation session

Read All Testimonials

RECENT NEWS

Baby Steps: Two Recent Court of Appeal Decisions Move Deferential Judicial Analysis for ERISA Cases in the Right Direction

August 29, 2014
I used to tell clients that, if their case is subject to ERISA’s absurd abuse-of-discretion, insurer-can’t-lose burden of proof (I refuse to call it “standard of review” as many do, ‘cause that’s bogus imo) they need to win the ball game 10-0; if they only win 9-1 then they lose. That’s because many courts effectively [..] The post Baby Steps: Two Recent Court of Appeal Decisions Move Deferential Judicial Analysis for ERISA Cases in the Right Direction appeared first on Johnston Law Office.

Claim denied: the $43,364.27 battery

By richardjohnston • July 26, 2014
Paige Riley has a serious medical condition: gastroparesis. The stomach cannot empty itself, causing nausea, vomiting and pain. Fortunately for Paige, her husband’s employer provided a very attractive insurance plan, so the installation of an Enterra – a device implanted under her skin which ameliorated her condition by prompting the stomach to do its job [..] The post Claim denied: the $43,364.27 battery appeared first on Johnston Law Office.

“Independent” medical exams and “reasonable” grounds for denying your claim

By richardjohnston • July 26, 2014
As we’ve seen when an insurance company has managed to grant itself “discretion” it gets the benefit of the most absurd judicial deference known to the law. The courts make no bones about it: a decision to deny benefits, even if the court agrees it is wrong, will nonetheless be upheld so long as the [..] The post “Independent” medical exams and “reasonable” grounds for denying your claim appeared first on Johnston Law Office.